Ercan Özen
University of Uşak
Turkey

Ercan Özen
University of Uşak, School of Applied Sciences
Ankara İzmir Yolu 8.Km 1.Eylül Kampüsü, 64000 Merkez/Uşak, Turkey
Phone: 0276-221-21-21
[email protected]

N. Serap Vurur
Afyon Kocatepe University
Turkey

N. Serap Vurur
Afyon Kocatepe University, School of Bolvadin Applied Sciences
Erenler Mahallesi, Gazlıgöl Yolu Rektörlük E Blok, 03200 Afyonkarahisar Merkez/Afyonkarahisar, Turkey
Phone: +90 272 228 13 50
[email protected]

Simon Grima
University of Malta
Malta

Simon Grima
University of Malta, Faculty of Economics, Management and Accountancy, Insurance Department
Msida MSD 2080, Malta
Phone: +356 2340 2340
[email protected]